San Diego State University 1989, Economics Degree, NMLS #104101 Real Estate Broker, California Department of Real Estate #00982382
Joe has been in the mortgage industry since 1991 founding his first company in 1993, for 20 years he has specialized in the origination of VA loans. Joe established Crosspoint Financial Inc. in 2001 in Newport Beach, California.
Texas State University, San Marcos, TX 1999, Political Science Degree, NMLS #111937 Real Estate Salesperson, California Department of Real Estate #01905056
Penny has been in the Mortgage Industry since 2004 has worked for several small brokerage firms and prior to joining Crosspoint in 2010 worked at HSBC contributing in all aspects of the mortgage industry.
Long Beach State 1999 Liberal Studies NMLS #116634 Real Estate Salesperson, California Department of Real Estate #01370776
Kelly has been a licensed loan officer since 2003 working as a loan originator and branch manager.
long Beach City College 1989, Business Administration, NMLS #387725 Real Estate Salesperson, California Department of Real Estate #01730214
Susan has extensive knowledge in mortgage lending with more than 20 years of experience as a licensed loan officer. Susan is committed to offering you exceptional service and will simplify the mortgage process and make your home loan experience quick and easy while providing honesty, transparency, and consistent communication throughout the loan process. She takes pride in educating homeowners and homebuyers about the mortgage process, so they fully understand their options making sure they know she is with them every step of the way.
University of San Diego 2017, Business Marketing and Real Estate, NMLS #1665592 Real Estate Salesperson, California Department of Real Estate #02069724
Brenna has been in the mortgage industry since 2017 providing homeowners with purchase and refinance loans.