VA Home Loan Process
VA Home Loan Process
At Crosspoint Financial, we have made the VA home loan process very simple. You can apply online on this website by entering some basic information or call one of our knowledgeable VA loan specialists at 888-480-6140 to start with your VA home loan process.
Whether you are looking to purchase a new home or refinance your existing loan you will need to gather some basic information listed below:
VA Streamline Refinance
- Mortgage "NOTE" on your existing mortgage
- Contact information for Homeowner's Insurance
- Government Issued I.D. and Social Security Card
New VA Loan for Your Home Purchase
- Purchase Contract
- Most recent 1 full month of pay stubs
- Most recent 2 years of W2′s (Tax returns if self employed)
- Cancelled Earnest Money Check in order to be credited at close
- Source of funds for Earnest Money deposit in order to be credited at closing
- Contact information for Homeowner's Insurance
- Government issued ID and Social Security Card
VA Cash Out Refinance
- Most recent 1 full month of pay stubs
- Most recent 2 years of W2′s (Tax returns if self employed)
- Most recent mortgage statement or current mortgage information for payoff
- Contact information for Homeowner's Insurance
- Government Issued ID and Social Security Card
**Consumer's total finance charges may be higher over the life of the loan